Frequently Asked Questions

PDM Life and Legacy Help Center

Read on to learn more about our services, products and expert team. If you don’t find all the answers you were looking for, feel free to contact us to get more information. We’re always happy to help with anything you need.

How do I make sure I’m not over-insured?

The best way to answer this question is to evaluate where you are in life.

Are you single and starting your career or are you on a fixed income and retired?
Are you looking to supplement a savings plan for your child's college?
Are you the main financial provider to your family and what are the impacts if something happened to you today?

These are the types of questions we need to answer in order to make sure your insurance policy is tailored to where you are in life.

Why do I need to buy insurance?

Life insurance is very important! It protects YOUR FAMILY and lets you leave them a non-taxable amount at the time of death. It is also used to cover your mortgage and your personal loans, such as your car loan. Your individual life insurance follows you when you retire and you are no longer insured by your employer. Life insurance is also the most affordable when you are young and healthy so DO NOT put it off thinking you cannot afford it or you are too young to need it.

Do you offer free consultations to new customers?

Consultations is why you would work with me in the first place. There are plenty of online resources for you to find pricing. As a Life Insurance Professional I am here to provide strategies and education outside of death benefits and the only way to do that is to understand your situation so I can best help you.